The Power of 401k Catch-Ups
Discover how 401(k) catch-up contributions—especially the new "super catch-up" for ages 60-63—can significantly boost your retirement savings. See the potential difference these contributions could make by age 67.
Your Information
%
2026 Contribution Limits
Standard Contribution Limit$24,500
50+ Catch-Up Limit+$8,000
60-63 "Super Catch-Up" Limit+$11,250
Your Catch-Up Benefit
Additional Savings by Age 67
$0
Additional Monthly Income Over 30-Year Retirement$0
Projected Balance at Age 67
Regular Contributions Only$24,500/year
$0With 50+ Catch-Up$32,500/year
$0With Super Catch-Up (60-63)$35,750/year ages 60-63, then $32,500/year
$0Growth Comparison
This is the additional amount you could accumulate by age 67 if you take full advantage of catch-up contributions, including the enhanced "super catch-up" for ages 60-63. This could provide approximately $0 in additional monthly retirement income.
Have A Question About This Topic?
Related Content
Legacy Planning in Retirement: Passing Down Financial Values
Use stories, gifting, and simple money habits to help your family inherit confidence, not just wealth, in retirement
Pay Yourself First
It sounds simple, but paying yourself first can really pay off.
Managing the Risk of Outliving Your Money
Steps to help you sustain and grow your retirement savings.